The University of South Carolina offers the following supplemental benefits. These benefits are employee paid through payroll deduction or automatic withdrawal from a bank account.
Visit the Trustmark website for more information.
- A universal life insurance benefit in which the premiums are locked in at the purchase age.
- Includes a long-term care benefit – 4% of the death benefits per month.
- Available for employees, spouses, children, and grandchildren.
Visit the Colonial Life website for more information.
- Paycheck protection that pays if a policy holder is out on disability for sickness or injury.
- 90-day benefit with a 14-day elimination period.
- Benefit can be up to 60% of the employee’s normal pay.
- Available for employees only.
Visit the Trustmark website for more information.
- Lump sum benefit ($5,000-$30,000) for a critical illness diagnosis (heart attack, stroke, cancer + 28 other illnesses).
- Available for employees and spouses.
Visit the Colonial Life website for more information.
- Pays benefit, in the event of an accident, based on a schedule of different events and treatments.
- Available for employees, employee and spouse, employee and children, or full family.
Visit the Traveler's website for more information, or call 800-842-5936 for a free quote.
- Automobile and homeowners insurance available at low competitive rates.
- Available for employees and members of their household.
For a list of benefits offered through the State PEBA system, review the State Insurance section of our website.
Insurance Benefits Eligibility
The following types of employees are eligible for state and supplemental insurance benefits:- Full-Time FTE faculty and staff, research grant (RGP), and time-limited (TL) positions scheduled to work 30 standard hours or more per week.
- Full-Time variable hour employees deemed eligible under the Affordable Care Act (ACA) who averaged 130 or more hours per month over a specific measurement period.
- Part-Time FTE faculty and staff scheduled to work at least 20 standard hours per week.
- Part-Time research grant and time-limited (RGP/TL) faculty and staff scheduled to work at least 20 standard hours per week, as per grant funding or project funding and the employee’s Research Grant/Time-Limited Employment Agreement.
- Temporary (TEMP/TFAC) employees scheduled to work 30 standard hours or more per week in a single position.
- Temporary (TEMP/TFAC) employees hired into multiple positions are evaluated for eligibility on their earliest hire date and annually thereafter.
Enroll or Make Changes
Employees are only allowed to enroll or make changes to insurance benefits during specific time periods throughout the year. Learn more about the enrollment process and some exceptions that may apply.