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Financial Aid and Scholarships

Health Professional Students

These loan programs are federal or state loan programs available to students pursing degrees in the following disciplines: Pharmacy, Nursing, Physician Assistant and Medicine.

Health Professions Student Loans (Federal)

Students enrolled in the Doctor of Pharmacy program at the College of Pharmacy may be eligible to receive a Health Professions Student Loan. To be considered for this loan, submit your FAFSA with your parental data. This loan is need based with a fixed interest rate at 5 percent. Loan amounts vary but your loan amount cannot exceed the cost of attendance minus other aid. Repayment begins 12 months after your enrollment drops below half-time.

Nursing Student Loans (Federal)

Nursing student loans are available to undergraduate and graduate nursing students enrolled at least half time. The interest rate for this loan is fixed at 5 percent. Loan amounts are limited by annual and aggregate limits. The loan amount is determined by the student’s year in school and expected graduation date.

You are eligible to apply for this loan if you meet the following conditions:

  • a citizen, national or lawful permanent resident of the United States or the District of Columbia, the Commonwealths of Puerto Rico or the Marianas Islands, the Virgin Islands, Guam, the American Samoa, the Trust Territory of the Pacific Islands, the Republic of Palau, the Republic of the Marshall Islands and the Federated State of Micronesia
  • able to demonstrate financial need and provide financial information about your parents.

Students may apply using the Nursing Student Loan Application. The availability of this loan is based on funding levels. If you are approved, you must submit entrance counseling and a promissory note. See the instructions on the Bursar's Office website.

When your enrollment drops below half-time status, your grace period of nine months starts. After your grace period, repayment begins and interest accrues. Once you graduate, withdraw or drop below half-time enrollment, you are required to complete exit counseling. Exit counseling explains your rights and responsibilities and repayment terms of your loan. 

South Carolina Rural Health Loan Forgiveness Program (State)

The South Carolina Rural Health Loan Forgiveness Program is a program started by the SC Center for Rural and Primary Healthcare (SCRPH). The SCRPH works to provide access to healthcare in rural areas across the state. The loan forgiveness program allows gifted and qualified students in a public medical or health professions school to aid in increasing the rural healthcare workforce. 

To be eligible for this loan forgiveness program, the student must be:

  • A citizen of the U.S.
  • Able to be professionally licensed in SC
  • Enrolled at a SC affiliated health professions school
  • Enrolled in a physician (MD), physician assistant (PA), or nurse practitioner program (APRN)

Funding for this award is limited. You must apply by April 1, 2021. Students can get funding for up to $150,000 for a four year MD program. For APRN and PA programs, funding is up to $20,000 each year, but limited to $40,000. 

To receive this award, you must also agree to work at a South Carolina practice in a rural area. You also would agree to practice in a primary care or a critical need specialty after you graduate. The term of service is at minimum four years for MD graduates. The term of service for a nurse practitioner or physician assistant is at minimum three years. 

To find out more about the program or to apply, visit the SC Center for Rural and Primary Healthcare website.

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